Introduction

Welcome to our retail banking services. These terms govern your use of our retail banking products and services.

Account Opening

To open a retail account, you must be at least 18 years of age and provide valid identification documents. We reserve the right to verify your identity and may request additional documentation.

Account Usage

Your account may be used for personal banking transactions including deposits, withdrawals, transfers, and bill payments. Commercial use of retail accounts is strictly prohibited.

Fees and Charges

Monthly maintenance fees, transaction fees, and other applicable charges will be clearly communicated and may be debited from your account. A complete fee schedule is available upon request.